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Verified CalculatorUpdated June 2026

SIP & Compound Wealth Calculator

Estimate compound interest growth, step-up SIP progression, and maturity returns for share market and mutual fund investments.

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Investment Parameters

NPR 5,000
NPR 500NPR 50,000NPR 1,00,000
15% p.a.
5% (Fixed Deposit)15% (NEPSE / Mutual Fund Avg)30% (High Growth)
15 Years
1 Year15 Years35 Years (Retirement)

As your salary grows each year, stepping up your monthly SIP accelerates compounding dramatically.

Total Expected Maturity Value
NPR 3,384,315
3.8x Multiplier
Invested Principal (26.6%)Wealth Gain (73.4%)
Total Invested Amount
NPR 900,000
Est. Capital Gain (Wealth)
+ NPR 2,484,315

Year-by-Year Compounding Progressionscroll to view years

YearInvestedWealth GainTotal Value
Year 10.60L+0.05LNPR 0.65 Lakh
Year 21.20L+0.21LNPR 1.41 Lakh
Year 31.80L+0.48LNPR 2.28 Lakh
Year 42.40L+0.90LNPR 3.30 Lakh
Year 53.00L+1.48LNPR 4.48 Lakh
Year 63.60L+2.26LNPR 5.86 Lakh
Year 74.20L+3.25LNPR 7.45 Lakh
Year 84.80L+4.50LNPR 9.30 Lakh
Year 95.40L+6.04LNPR 11.44 Lakh
Year 106.00L+7.93LNPR 13.93 Lakh
Year 116.60L+10.22LNPR 16.82 Lakh
Year 127.20L+12.98LNPR 20.18 Lakh
Year 137.80L+16.27LNPR 24.07 Lakh
Year 148.40L+20.20LNPR 28.60 Lakh
Year 159.00L+24.84LNPR 33.84 Lakh

How to Use SIP & Compound Wealth Calculator

Step-by-step instructions & tips

Follow these quick steps to forecast your long-term wealth:

  1. Select your investment mode: Monthly SIP or Lumpsum (One-Time).
  2. Adjust the slider for your monthly investment amount.
  3. Set your expected annual return rate (e.g., 12% to 18% for mutual funds/NEPSE index).
  4. Select your investment duration (Years).
  5. View your wealth multiplier, maturity value, and scroll through the year-by-year compounding progression table.

Reviewed by Jigri Technical & Editorial Team

Verified Accuracy

Our mathematical models and conversion tables are rigorously benchmarked against Nepal standard measurement systems (Bikram Sambat, Ropani/Bigha land formulas) and global ISO specifications.

Frequently Asked Questions

Common questions answered by experts

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